The ACE Elite Visa Prepaid card allows you to set up direct deposits, alerts, free cash withdrawals at any ACE ATM. The card includes free transfers to other cardholders, allows you to earn rewards and receive special offers as you spend. The Ace Elite card is very popular with consumers and borrowers because it has…
If you’re a renter, there’s a good chance that you’ll hope to buy a home in the future. But in order to buy a home, you have to have two things: a down payment, and good credit. So, every month, you sock away some money for your down payment and pay your rent on time…
If you’re actively trying to improve your credit score, you’ll find that the process is a slow, arduous one. Credit score updates aren’t automatic, but a lot can change in as little as a month. Progress may be slow at first, but if you continue to try and increase your scores, you’ll find that within…
When you graduate high school or college and start your path to adulthood, you will stop worrying about grades and start worrying about boring adult things. First and foremost should be your credit score. And just like school grading systems, credit scores can be complicated. If you’re just starting to work on building credit, you…
If you want to buy a home, take a loan out for a new car or even rent an apartment, you need to have good credit. Yes, you can request a free credit report from the three credit bureaus, but you can only get one free report per year. And most credit monitoring services –…
You have most likey learned that checking your credit score regularly is recommended. In the age of wide spread identity theft, a good portion of consumers will check their scores periodically, and when you need to take out a loan or make a major purchase, the lender will also pull your credit score. But, you…
Everyone knows that a good credit score will help you get the loan you need to buy a home, car – whatever it is you want. Lenders have long been using the FICO credit score to determine a potential borrower’s creditworthiness, and now, consumers have more access to their score than ever before. In the…
Did you know there are multiple Fico score models? Most people don’t – I didn’t either. But these different models allow lenders to make smarter decisions when granting loans or credit. Fico Scores were first introduced in 1989 – more than 25 years ago. As you can imagine, a lot has changed since then….
Separating Fact from Fiction For Consumer Credit Score Ratings … When you request your credit score or report, you will find that the way your credit is weighed by the respective credit bureau is very complex and not at all transparent. In fact, most people have no idea what their credit score rating represents or…
<blockquote>Identity theft is everywhere these days, but do you know it can come in several different varieties? </blockquote> From Target, to Nordstrom, to Michaels- we are hearing details about another data breach every week or two this year. These data breaches at major brick and mortar stores make it more important than ever to protect…
