Credit report errors and inaccuracies can wreak havoc on your credit score and make it almost impossible to improve it. Unfortunately, errors are more common than you think. A Consumer Reports investigation found that over one-third of credit reports contained errors. If you’re trying to repair your credit and think you may have errors on…
When checking your credit report, you may find entries from companies that you’ve never heard of. Receivable Solutions may be one of these companies. Their name isn’t very descriptive, so you may be left scratching your head wondering why they’re listed on your credit report. Is Receivable Solutions a legitimate company? What is Receivable…
If you have less than perfect credit, a credit restoration service can help repair your score quickly and legally. Credit Saint is a reputable service that offers a range of options for credit repair. Whether you need minor repair or a credit overhaul, they have a package of services that meets your needs. Who is…
Diversified Consultants, also known as DCI, is a collections agency that may show up on your credit report. Collections agencies typically appear on credit reports because of overdue bills. If you have a bill that you haven’t been able to pay, the company you owed money to may have sent your bill to DCI. Diversified…
If you’re struggling with bad credit, you’re not alone. About 68 million Americans have bad credit, according to VantageScore. Taking steps to repair your credit can open the door for many opportunities, including securing favorable rates on auto loans, mortgages and personal loans. The Credit Pros educates consumers and provides the tools they need to…
Bad credit or no credit can make it difficult or impossible to get a credit card, auto loan, personal loan or mortgage. Lender requirements are always tightening, so it’s going to be even harder for a person with “so-so” credit to approach a lender and be approved. Self Credit Builder (formerly Self Lender) does…
Consumer credit scores dictate your ability to get a loan, mortgage or even rent an apartment. When a person has a bad credit score, lenders, renters and some employers will view this as the person being irresponsible. The good news is that to some extent, a person can work on their credit score and raise…
Your entire life (if you want to obtain a loan or mortgage) revolves around one thing: credit. A good credit report can allow you to qualify for a mortgage a loan, but a bad credit report can cause you to feel like you’re trapped. Bad credit may be your fault, or it can occur…
CNN recently reported that the number of Americans working to restore the credit has grown substantially since 2015. And this number isn’t small. ValuePenguin claims that the in 2014, 34.2% of Americans had subprime credit scores of 620 or lower. An additional 16.9% of people were in the 620 – 680 range. A lot of…
